Low initial deposit

• BIC Bank FD initial placement is the lowest in the market with a minimum initial deposit of LAK1,000,000/USD100.00/THB5,000.00.
• The objective of Fixed Deposit is to provide BIC Bank’s customers to earn a competitive interest returns at the end of the tenure.
• Interest can be compounded or swept into savings or current account.

Effective savings method & usage

• Let your money work for you – our competitive interest rates with no hidden cost.
• With the option to automatically roll over, we make it convenient to our customers to not worry about coming to the bank.
• FD certs can also be used as a collateral should a loan is needed with high margin of advance.

Easy Control of Finances

• Your funds are generating income on a periodical basis which gives you more time to manage your other finances to garner higher returns.
• With tenures spanning from 3 months to 60 months, this gives our customers a good control on managing your unutilized funds for better returns.

No Hidden Costs

• No hidden cost on customers’ placement with us.
• No service charge on premature withdrawal.
• Premature withdrawal on FDs which surpass 3 months, interest of the prevailing savings account rate will be paid on the completed months of the placement.

Deposit Protection Fund

Funds are protected by the Deposit Protection Fund No: 329/GOV, dated 25 October, 2017.