FIXED DEPOSITS – UPFRONT INTEREST PAYMENT

Low initial deposit

  • BIC Bank FD initial placement is the lowest in the market with a minimum initial deposit of LAK1,000,000/USD100.00/THB5,000.00.
  • The objective of Fixed Deposit is to provide BIC Bank’s customers to earn a competitive interest returns and realised the interest immediately upon placement.
  • Interest can be swept into savings account to earn additional interest of 1.25%p.a. or into current account.

Effective savings method & usage

  • Let your money work for you – our rates are competitive
    with no hidden cost.
  • With the option to automatically roll over, we make it convenient to our customers to not worry about coming to the bank.
  • FD certs can also be used as a collateral should a loan is needed with high margin of advance.

Easy Control of Finances

  • Your funds are generating income on a periodical basis which gives you more time to manage your other finances to garner higher returns.
  • With tenures spanning from 3 months to 60 months, this gives our customers a good control on managing unutilized funds for better returns.

No Hidden Costs

  • No hidden cost on customers’ placement with us.
  • No service charge on premature withdrawal.

Deposit Protection Fund

Funds are protected by the Deposit Protection Fund No: 329/GOV, dated 25 October, 2017.

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